AI predicts Stellar (XLM) price for end of 2026

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Amid the notable gain for Stellar (XLM) on May 29, Finbold has queried ChatGPT to predict the potential end-of-year targets for this altcoin.

According to ChatGPT’s base target for the XLM price on December 31, 2026, it could be between $0.45 and $0.60. The average bullish price target for XLM is between $0.75 and $1.10 by the end of this year. However, in the extreme bullish scenario, the AI predicts a potential surge towards $1.80 and $3.00 by the end of the fourth quarter of 2026.

XLM price prediction for the end of 2026. Source: ChatGPT

The AI set several conditions for its targets to be fulfilled by the end of this year. For instance, a healthy crypto market provides the foundation, with moderate altseason activity and steady Stellar adoption supporting the most conservative outlook.

Building on that, a strong altcoin cycle combined with a bullish Bitcoin (BTC) environment creates the conditions for a more meaningful move, with liquidity rotating specifically into legacy large-cap alts like XLM. Meanwhile, ChatGPT noted that the most aggressive scenario demands a full euphoric cycle, in which retail mania returns in force and an institutional tokenization narrative around Stellar explodes into mainstream attention.

Why is AI bullish on Stellar XLM price in 2026?

The AI could have signaled bullish sentiment for XLM price after it outshined the broader crypto market over the past 24 hours. Notably, the token surged nearly 30% to trade at approximately $0.22 at the time of publication.

XLM/USD 24-hour chart. Source: Finbold

As such, the token’s market capitalization surged by $1.7 billion, reaching $7.4 billion at press time.

Stellar performance. Source: Finbold

From a fundamental standpoint, the Depository Trust and Clearing Corporation (DTCC) and the Stellar Development Foundation announced plans to bring tokenized versions of assets held in DTC custody onto the Stellar blockchain. The collaboration was a major milestone, as DTCC is the central clearing and settlement system for U.S. financial markets, processing trillions of dollars in securities transactions every day.

With DTC’s tokenized assets expected to launch on the Stellar network in the first half of 2027, the organic demand for XLM could grow exponentially by the end of 2026, as predicted by ChatGPT.

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