XRP Ledger count hits 100 million milestone

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The XRP Ledger (XRPL), a decentralized blockchain network processing XRP transactions, is witnessing an unprecedented surge in user activity.

44,206 new XRP wallets have been created this week between Monday, November 3, and Wednesday, November 5, according to data Finbold reviewed from on-chain and market data analytics platform CryptoQuant.

During this time the total Ledger count surged past the 100 million milestone, a 6.83 million increase since January 6, signaling steady market engagement and possible accumulation among users this year.

Historically, bursts in wallet creation have often preceded significant price movements for XRP. As this week’s growth has reached the highest levels in eight months, per market intelligence platform Santiment, traders are carefully watching how the crypto might react in the following days.

100 million ledgers closed.

Over a decade of operation.

Value settles in seconds.

Onto the next 100M! pic.twitter.com/Pit6QRRZXK

— RippleX (@RippleXDev) November 5, 2025

XRP Ledger activity peaks

Santiment data also showed that the XRP Ledger recorded between 1.3 million and 1.9 million daily transactions in the period between October 6 and November 6 this year.

The activity peaked around November 3, when approximately 1.9 million transactions were processed within 24 hours.

Another catalyst came in the shape of a new partnership between Ripple and Mastercard, which is set to strengthen XRP’s credibility and drive institutional confidence.

Ripple Swell: We’re collaborating with @Mastercard, WebBank, and @Gemini to introduce $RLUSD settlement on the XRP Ledger for fiat credit card payments, starting with the Gemini XRP Credit Card: https://t.co/36yoNBtM9f

This initiative sets a new benchmark for institutional… pic.twitter.com/7UVhCTfuo0

— Ripple (@Ripple) November 5, 2025

Each time Mastercard or WebBank processes a transaction using RLUSD, it will settle directly on the Ledger, fueling on-chain activity even further and increasing demand for the token.

Ripple’s RLUSD stablecoin already exceeds $1 billion in circulation, and because it operates on XRPL, its growth directly enhances network liquidity and transaction throughput.

The partnership could also add more steam to Ripple Payments, encouraging new businesses to integrate the technology into their own systems, potentially solidifying the Ledger’s position in global finance.

Featured image via Shutterstock

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