As Ripple (XRP) pulls back from its highs, investors find themselves asking what’s the cheapest cryptocurrency to invest in ahead of the breakout being up. With sentiment cooling on short-term XRP prospects, eyes are already turning to Mutuum Finance (MUTM), a fast-rising DeFi token. The project is already in Phase 6 of its presale and only costs $0.035. The phase has been hit by huge FOMO with investors buying up 75% of it faster than projected.
New investors have little time left to buy before it sells out. With its revolutionary dual-lending protocol and established community traction behind it, MUTM may be the next crypto to hit $1, providing investors with affordability and real-world usability in one deal.
XRP Battles Below Resistance as the Bears Hold Sway
XRP was able to rebound from the $2.50 area but still finds itself with its price action limited below a strong bearish falling resistance line, which indicates ongoing weakness in momentum. The token is building a lower-high pattern in a descending channel, where aggressive supply pressure is consistently pushing away attempts in the $2.45–$2.50 range. If $2.34 is not sustained as temporary support, the buyers can expect to dip further to the target range of $2.25–$2.18. A conclusive break and close above $2.50, however, has the ability to shift market sentiment, leading to a short-term bounce to $2.60–$2.65. While the short-term future of XRP is currently being insured, the majority of investors looking to see further gains in this cycle are beginning to take Mutuum Finance (MUTM) seriously as the next crypto to hit $1.

Mutuum Finance’s Phase 6 Presale Sees Strong Growth
Mutuum Finance (MUTM) is soaring high in presale phase 6 due to robust investor appetite. The phase is now 75% sold out, and the $0.035 token offers a sensible buying opportunity before Phase 7 takes off and prices start to rise. More than 17,400 investors have purchased over $17.85 million of MUTM tokens. The large numbers indicate higher global interest in Mutuum Finance’s decentralized platform, solid fundamentals, and long-term growth prospects, making it the best cheap crypto to buy now for early exposure.

Earn Passive Income as a Supplier
You can lock crypto assets, such as USDT, in the liquidity pool as a supplier on the platform and earn passive income through the annual percentage yield (APY). APY also includes market demand in the hope that your returns can keep up with current trends within the crypto space. Taking the example of a 10% mean APY, a $50,000 investment has the potential to build up $5,000 in passive earnings within one year.
Access Liquidity Without Liquidating Your Assets
For the lenders, the system gives them a convenient method of obtaining liquidity without liquidating your existing assets. If you have ETH but require funds for other investments or other expenses, you can borrow a loan of USDT using your ETH as collateral. Loans are not due on a particular date; rather, they accrue interest based on an APY that is variable with the market demand.
Lock In Your Position Before Prices Skyrocket
Mutuum Finance has raised more than $17.85 million from more than 17,400 investors already, and with well over 75% of Phase 6 sold, the $0.035 entry price is quickly vanishing. Early adopters are getting on to massive profit potential as the project is getting ready to move into Phase 7, where prices increase and supply diminishes. With its innovative dual-lending DeFi platform and high-speed market pace, Mutuum Finance is the best cheap crypto to buy now and remains the prime candidate for the next crypto to hit $1. Don’t wait until Phase 6 shuts down, MUTM represents the ultimate early-stage opportunity in DeFi for 2025.
For more information regarding Mutuum Finance (MUTM) please use the following links:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance














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