One of the newest crypto DeFi is gaining pace quicker than most people thought. Shareholders are monitoring it go through its presale phases with a pace that is an indication of increased confidence throughout the market. Already at 250% growth and Phase 6 already having crossed the 90% mark at $0.035, there is a movement behind Mutuum Finance (MUTM). This project has been regarded by many of the early purchasers as one of the most successful crypto deals to be made in the year 2026.
Presale Demand
During Phase 1, Mutuum Finance started at $0.01 in the market. Since, the token rose to a high of $0.035 during Phase 6 and it is already up 250%. The presale has been generating consistent interest month by month which has pushed the total raised to approximately $18.95M. Over 18,200 holders are already registered and approximately 805M tokens have been bought.
Phase 6 is nearly sold out, the stock at $0.035 is dwindling rapidly. The price at each stage is predetermined and the allocation is predetermined and hence when the final tokens in this step are lost the price increases automatically.
Those investors who track the crypto prices today say that the pace of this presale is among the best indicators of market confidence to this day. Most of the older assets are moving slowly, but MUTM is acquiring buyers at a pace not seen during early stages of bull markets.
Mutuum Finance (MUMT)
Mutuum Finance is developing a decentralized lending protocol that aims to generate most yields effortlessly and with greater security of borrowing. The protocol integrates the dual lending borrowing mechanics enabling users to lend assets and generate yield using the form of mtTokens. These mtTickets increase in value whenever borrowers finance interest. In case one puts money in ETH in a value of 1,000, their mtTokens grow along with the growth in bigger lending activities, making it accessible and measurable to the APY.

Another model that is applied in the project is a buy and distribute model that introduces constant buy pressure. Under the design, MUTM can be bought in the open market and redistributed to those that have invested the mtTokens on the safety module. This makes protocol activity related to token demand which is one of the most powerful growth aspects of long term performance according to analysts.
Another primary area of concern is security. The project passed a CertiK audit and got 90 out of 100 in the Token Scan review. There is a bug bounty in place which is of $50K and is directed at any weakness in the code.
Mutuum Finance also established on X that Halbon Security is looking over the lending and borrowing agreements, and the code is being formally analyzed. These measures are building shareholder confidence as the pre-sale approaches its end.
Additional Momentum V1 Launch and Whale Activity
Mutuum Finance ensured that the V1 protocol would become active on the Sepolia Testnet in Q4 2025. The first one will contain the liquidity pool, the mtTokens, the debt token and the automated liquidation bot. ETH and USDT will be the first assets that can be lent and collateralized. The fact that MUTM has a working version prior to its listing on exchanges makes it well ahead of the numerous crypto coins launched into the market with no product.
Selling out this in a short period of time is not a trifle detail in phase 6. The larger buyers are entering in as the supply dwindles, and whale activity has been on the rise in the final stages of the presale and the indication of the move by investors who tend to make moves only when they see a significant upside.
The 24 hour leaderboard is also making the presale intense. The highest contributor gains $500 per day in MUTM and has made the participation high and the allocation more rapid.
Mutuum Finance is sailing through its presale with the demand that most early projects cannot get. It is proceeding with a 250% increase, a surged amount of over $18.95M raised and a distribution of above 90% in Phase 6 indicating that investors are not awaiting the next crypto phase. A high quality audit, mtToken yield, buy and distribute model, and plans of stablecoins and a proven V1 launch are some of the factors that earn MUTM the title of the best cryptos to watch today.
As Phase 6 approaches its end, the time is running out. As soon as the last tokens of $0.035 are sold, a new price range is opened. The possibility of getting into the lowest level remaining is disappearing rapidly.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance








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