Shiba Inu whales may be hogging the headlines again, with over 512 billion SHIB being purchased in a wave of new bullish fervor, but the spotlight is shifting from meme coin frenzy. It’s now on Mutuum Finance (MUTM), a utility-driven altcoin that’s set to be the most-talked-about presale of 2025. Unlike speculative meme coins, Mutuum Finance is building a dual-lending platform where users can both lend and borrow simultaneously, allowing for much greater capital efficiency in DeFi.
Its runaway expansion has caught the eye of whales and retail investors as well, as Phase 6 of its presale is already more than 60% sold out at the low price of $0.035 per token. SHIB bulls patiently await a reversal as most secretly rotate capital into MUTM, a project which analysts believe would be next to hit big in the next bull cycle.
Shiba Inu Whales Bet Big on a Turnaround
Shiba Inu (SHIB) is showing the potential for a revival as whale activity suggests growing confidence in the long-term prospects of the memecoin. More than 512 billion SHIB, worth about $7.14 million, has exited Kraken in recent times, a characteristic behavior of long-term accumulation rather than short-term buying and selling. Outflows through the exchanges are currently outweighing inflows, and this suggests large holders are preparing for a future rally and reducing near-term selling pressure.
While SHIB remains down around 40% year-to-date, analysts believe a 600% breakout remains on the horizon, fueled by improving technicals and significant ecosystem updates such as the LEASH v2 migration and ShibaSwap’s new cross-chain functionality. But while traders wait for SHIB’s next giant leap, many are also paying attention to a new DeFi project that’s quickly rising to become the best bet of this market cycle, Mutuum Finance (MUTM).
Mutuum Finance Presale Gains
Mutuum Finance (MUTM) has broken yet another presale record after collecting over $16.9 million in Phase 6. Tokens now sell at $0.035, up 16.17% from Phase 5. Investor interest continues to be high, with over 16,800 supporters believing in the long-term project roadmap.
For obtaining stable and real-time valuations, the protocol employs Chainlink oracles for USD, ETH, MATIC, and AVAX feeds. Fallback oracles, composite data feeds, and on-chain price references are employed by the system as well, which provides multi-layer protection and stable prices even during periods of abnormal market volatility.

The protocol also includes dynamic Liquidation and Loan-to-Value ratios that automatically fluctuate based on real-world market conditions, a feature which renders the system highly volatility-sensitive. Reserve multipliers range from 10% for high-risk assets and 35% for lower-risk assets, giving an double-layered protection mechanism for users’ and the platform’s security.
Security is always Mutuum Finance’s priority. The platform has recently launched a $50,000 USDT Bug Bounty Program, inviting white-hat hackers, security researchers, and developers to find and report bugs. Bugs are ranked into four categories by severity: critical, major, minor, and low, for comprehensive protection and to ensure the platform’s long-term security roadmap.
Development of Lending & Borrowing Protocol
Mutuum Finance has launched its lending and borrowing protocol, the crowning glory of its DeFi development. Version 1 (V1) is coming in Q4 2025 on the Sepolia Testnet complete with a liquidity pool, mtToken, debt token, and liquidator bot. ETH and USDT will be supported for collateralization, lending, and borrowing from day one, and the protocol offers a secure and scalable experience to the users.
MUTM Hogs The Spotlight
As Shiba Inu (SHIB) continues to make news with whales buying over 512 billion tokens in a wave of fresh bullish energy, savvy investors are turning increasingly to Mutuum Finance (MUTM). Only priced at $0.035 and over 60% sold out in Phase 6 of presale, MUTM is building a dual-lending DeFi ecosystem with an emphasis on capital efficiency, real-yield mechanics, and sound security. With over 16,800 investors signed up and more than $16.9 million in capital raised, the project is attracting both retail and institutional interest. As SHIB is looking to stage a comeback, MUTM has emerged as the utility-oriented altcoin that will see breakaway growth during the next bull cycle, offering investors exposure to a scalable and forward-thinking DeFi platform rather than speculative meme madness.
For more information regarding Mutuum Finance (MUTM) please use the following links:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance