Despite Ripple’s high-profile partnership with Absa Bank, XRP has failed to maintain momentum, slipping as traders react to broader market weakness. The partnership, aimed at expanding blockchain-based payment solutions across Africa, hasn’t been enough to offset bearish sentiment that’s gripped the token in recent weeks. As XRP struggles to hold key support levels, investors are quickly rotating toward emerging assets showing stronger fundamentals and growth potential.
One such standout is Mutuum Finance (MUTM), which analysts are calling the top crypto to buy during this market cycle. Currently priced at $0.035 in Phase 6 of its presale, over 70% of tokens in this phase already been sold. MUTM’s innovative dual-lending model, combining Peer-to-Peer and Peer-to-Contract lending, is fueling growing investor confidence. As capital flows away from stagnating large-cap coins, traders seeking the best crypto to buy now are increasingly turning to Mutuum Finance as the next big DeFi contender poised for breakout growth.
Ripple-Absa Joint Venture Unable to Prevent XRP from Declining
The downtrend of XRP persists even though Ripple just obtained a partnership with Absa Bank to develop crypto custody solutions in South Africa through the institution-grade XRPL infrastructure. The joint venture was supposed to instill some optimism on the future of XRP, but the token is still under intense selling pressure as market volatility surges and the bulls cannot regain control.
To add to the bearishness, retail participation has lost traction with futures Open Interest decreasing, which indicates declining interest among short-term traders. Although the partnership adds to Ripple’s focus on institutional blockchain adoption, it has yet to manifest as near-term price stability.
While the XRP momentum reduces, investors turn more and more to the wider market for fresh and exciting prospects with greater resilience, and the trend has generated growing interest in new projects on the horizon such as Mutuum Finance (MUTM). Many traders are already calling it the top crypto to buy in the current market before 2025’s bull cycle.

Mutuum Finance 2025 Growth
Mutuum Finance (MUTM) is one of the top cryptocurrency projects to invest in the DeFi sector. The project is growing in popularity among top-level investors and is even listed among the top crypto to buy of the year. The project is already in its 6th presale stage, and the token has already hit $0.035 after it rose by 16.17% from stage 5.

Growing investor interest has seen over 17,320 investors spend over $17.65 million in the presale to date. Phase 6 is already 70% sold out, but there is still demand to be met as the clock ticks for investors to join the project before the phase sells out. As the excitement continues to rise, analysts now highlight Mutuum Finance as one of the strongest crypto to buy now, offering investors entry at what could be the lowest-ever price ahead of the mainnet launch.
Mutuum Finance Lending & Borrowing Protocol Coming Out in Q4 2025
The protocol will debut its highly anticipated lending and borrowing protocol, a huge milestone towards DeFi. Version 1 (V1) will be released on the Sepolia Testnet in Q4 2025 and see some of the most significant functionalities leading the charge in decentralized finance, including liquidity pools, mtTokens, debt tokens, and liquidator bot. USDT and ETH would go live on launch day and subsequently be ready for collateralization, borrowing, and lending, providing a secure and seamless user experience.
Mutuum Finance’s leaderboard is pushing record level investment activity among the investor base on the back of its crowd-based reward platform. In the last 24 hours alone, the largest purchasers have placed orders of $519, $515, $424, $308 worth of MUTM tokens each, which points to growing frenzy and mania on the platform. Investors tracking top crypto to buy lists have taken notice of MUTM’s innovative leaderboard system and strong presale demand.
Top investors earn a $500 MUTM token day reward to promote regular investment and long-term participation. With demand surging, the project has become a highlight in discussions about crypto to buy now, cementing its position among the most promising DeFi ventures of 2025.
As XRP weakens, investors are moving capital to Mutuum Finance (MUTM), currently priced at $0.035 in Phase 6 with $17.65 million capital raised and 70% sold out. Its dual-lending DeFi model and Q4 2025 launch position it as one of the top crypto to buy before prices rise. Join the Mutuum Finance presale now and buy MUTM at its cheapest price before Phase 6 ends.
For more information regarding Mutuum Finance (MUTM) please use the following links:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance