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While Shiba Inu (SHIB) serves as an example of how early positioning in a crypto can result in massive gains, analysts have noted that achieving such growth is now more difficult with the maturity of the crypto asset. As such, investors looking for the best crypto to invest in today are now looking towards newer tokens. Among the new crypto projects that are now gaining explosive traction and can serve as the next big thing is Mutuum Finance, priced at just $0.04 and gaining traction with investors.
Shiba Inu (SHIB) Trades Cautiously
Shiba Inu (SHIB) is currently in a bearish trend and is trading below major exponential moving averages, with the relative strength index also trending lower. The current trend suggests that the crypto is trading cautiously, with sellers dominating the market. The crypto’s long-term outlook remains dependent on the performance of the market and the further development of the ecosystem. This eliminates the potential of a quick rebound with Mutuum Finance taking over as the best crypto to buy instead.
From the SHIB 2021 Run to the Next 100x Setup
Shiba Inu (SHIB) gave investors a taste of what it means to get in on a low-priced cryptocurrency that has 100x or more growth potential, but those days are now in the past. It is in this regard that Mutuum Finance (MUTM) is emerging as the next crypto to enter an aggressive growth phase like SHIB in 2021.
Since its launch in early 2025, the Mutuum Finance presale has gained a lot of traction from investors. It has risen from $0.01 in Phase 1 to $0.04 in Phase 7, giving investors a 4x growth opportunity. In total, the presale has raised $20.25 million from more than 18,950 investors.
In addition, at the current price of $0.04, new investors are still in for a chance to make significant profits in the future. For example, an investment of $500 in the current market will be worth $750 when the token is made public, thus earning an investor a profit of $250. In the near future, when Mutuum Finance develops more lending products, the same investment of $500 may rise to $5,000 or more, making MUTM the best crypto to buy now in 2026.
Mutuum Finance V1 Protocol Now Live on Sepolia Testnet
Mutuum Finance V1 Protocol is now live on Sepolia testnet. This first version of the protocol allows DeFi users to interact with key features including lending, borrowing and staking. Being still in testnet, investors are not depositing real assets and only testnet tokens are supported. This allows investors to familiarize themselves with the protocol ahead of mainnet launch during the token’s exchange listing. The testnet supports ETH, LINK, USDT and WBTC with more tokens to be integrated after mainnet debut.
Mutuum Finance Lending
The lending process offered by Mutuum Finance allows users to borrow against their holdings without having to sell. This way, users can stay fully invested in the cryptocurrency market and still have access to the money they need. The loans offered by Mutuum Finance have complete flexibility. There are no restrictions on repayment. Investors can choose to repay the loan at any time without incurring any penalty. They can simply repay the loan and the interest accrued on it and retrieve their original cryptocurrency.
For example, an investor who has $20,000 in ETH at $2,900 can put up the full amount as collateral. This allows him or her to borrow $13,333 in USDT at a 150% collateralization ratio. The investor can choose to borrow $10,000 for personal expenses. If the cryptocurrency increases in value to $6,000 within a year, the investor can sell his or her cryptocurrency for $41,379. The investor can then repay the loan of $10,000 plus the interest accrued on it. This will be about $600 at a 5% APY over a period of one year. This leaves him with more than $30,000 in profit.
Users can also borrow liquidity from the protocol efficiently. For example, if a user wants to borrow 2,000 USDT, they can do so by collateralizing $3,000 worth of ETH tokens. The borrowed interest could be between 3-5%. Best part, the ETH used as collateral is still active in the open market and any gains in the price of Ethereum will benefit them.
Investors who are looking for the next Shiba Inu can look for Mutuum Finance (MUTM). The $0.04 crypto exhibits strong growth signals despite still being in presale. Join the presale now while the token is still at a discount.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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